:root{
  --navy:#072f52;
  --navy-dark:#051f38;
  --navy-light:#0d4d78;
  --blue:#1f8fc5;
  --blue-soft:#edf7fc;
  --gold:#c99735;
  --beige:#ead8bf;
  --ink:#10283d;
  --muted:#637384;
  --paper:#f7f9fb;
  --line:#dfe7ed;
  --white:#fff;
  --green:#25d366;
  --shadow:0 20px 55px rgba(7,47,82,.15);
  --radius:18px;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);line-height:1.58;background:#fff}
img{display:block;max-width:100%}
a{color:inherit}
.container{width:min(var(--max),calc(100% - 42px));margin-inline:auto}
.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:15px;top:15px;z-index:1000;background:#fff;padding:10px 14px;border-radius:8px}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;color:var(--navy);line-height:1.16;margin-top:0}
h1{font-size:clamp(2.25rem,4.2vw,4rem);margin-bottom:20px}
h2{font-size:clamp(1.75rem,3vw,2.7rem);margin-bottom:18px}
h3{font-size:1.18rem}
p{margin-top:0}
.topbar{background:var(--navy-dark);color:#fff;text-align:center;padding:8px 16px;font-size:.84rem}
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.97);border-bottom:1px solid rgba(7,47,82,.09);backdrop-filter:blur(12px)}
.nav-wrap{min-height:94px;display:grid;grid-template-columns:260px 1fr auto;align-items:center;gap:25px}
.logo img{width:245px;max-height:78px;object-fit:contain}
.site-nav{display:flex;justify-content:center;align-items:center;gap:22px;font-size:.91rem;font-weight:750}
.site-nav a{text-decoration:none;white-space:nowrap}.site-nav a:hover{color:var(--blue)}
.header-actions{display:flex;align-items:center;gap:12px}
.menu-toggle{display:none;background:none;border:0;font-size:1.6rem}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;text-decoration:none;border:0;border-radius:10px;padding:13px 18px;font-weight:850;cursor:pointer;transition:.2s ease}
.btn:hover{transform:translateY(-2px);box-shadow:0 10px 28px rgba(7,47,82,.18)}
.btn-primary{background:var(--navy);color:#fff}
.btn-whatsapp{background:var(--green);color:#07361d}
.btn-outline{border:1px solid var(--line);background:#fff;color:var(--navy)}
.nav-cta{border-radius:999px;padding:11px 18px}

.hero{background:linear-gradient(120deg,#f4f5f5,#fff);border-bottom:1px solid var(--line)}
.hero-grid{min-height:590px;display:grid;grid-template-columns:1.05fr .75fr .9fr;align-items:stretch}
.hero-copy{padding:70px 32px 64px max(24px,calc((100vw - var(--max))/2));display:flex;flex-direction:column;justify-content:center}
.hero-photo{min-height:590px;overflow:hidden;position:relative}
.hero-photo::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(255,255,255,.3),transparent 30%,rgba(255,255,255,.1))}
.hero-photo img{width:100%;height:100%;object-fit:cover;object-position:48% center}
.hero-panel-wrap{display:flex;align-items:center;padding:42px max(24px,calc((100vw - var(--max))/2)) 42px 28px}
.hero-panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden;width:100%;max-width:430px}
.hero-panel-head{background:var(--navy);color:#fff;padding:24px 26px}
.hero-panel-head h2{font-family:Inter,system-ui,sans-serif;color:#fff;font-size:1.25rem;margin:0}
.hero-panel-body{padding:25px}
.hero-panel-body p{color:#43576a}
.hero-panel-actions{display:grid;gap:12px}
.hero-panel-actions .btn{min-height:54px}
.privacy-mini{font-size:.77rem;color:var(--muted);margin:14px 0 0;text-align:center}
.eyebrow{display:inline-flex;align-items:center;gap:9px;text-transform:uppercase;letter-spacing:.08em;font-size:.76rem;font-weight:900;color:var(--navy-light);margin-bottom:14px}
.eyebrow::before{content:"";width:27px;height:2px;background:var(--gold)}
.hero-lead{font-size:1.12rem;color:#3b5164;max-width:600px;margin-bottom:24px}
.checks{display:grid;gap:12px;list-style:none;padding:0;margin:0}
.checks li{display:flex;gap:10px;align-items:center;font-weight:650}
.checks li::before{content:"✓";width:22px;height:22px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-size:.8rem;font-weight:900}

.trust-strip{background:#fff;padding:38px 0;border-bottom:1px solid var(--line)}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}
.trust-item{text-align:center;padding:8px 27px;border-right:1px solid var(--line)}
.trust-item:last-child{border-right:0}
.trust-icon{width:52px;height:52px;border-radius:15px;background:var(--blue-soft);display:grid;place-items:center;margin:0 auto 14px;color:var(--navy);font-size:1.35rem;font-weight:900}
.trust-item h3{font-family:Inter,system-ui,sans-serif;font-size:1rem;margin-bottom:7px}
.trust-item p{color:var(--muted);font-size:.88rem;margin:0}

.section{padding:78px 0}
.section-alt{background:var(--paper)}
.section-head{text-align:center;max-width:760px;margin:0 auto 38px}
.section-head p{color:var(--muted);font-size:1.05rem}

.service-layout{display:grid;grid-template-columns:1fr .85fr 1fr;gap:0;align-items:stretch;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:#fff;box-shadow:0 12px 35px rgba(7,47,82,.07)}
.service-side{padding:42px 38px}
.service-side h2{font-size:2rem}
.service-side ul{list-style:none;padding:0;margin:20px 0 28px;display:grid;gap:13px}
.service-side li{position:relative;padding-left:28px}
.service-side li::before{content:"✓";position:absolute;left:0;top:0;color:var(--navy);font-weight:900}
.service-photo{min-height:470px}
.service-photo img{width:100%;height:100%;object-fit:cover;object-position:center}
.benefit-list{display:grid;gap:18px;margin-top:24px}
.benefit{display:grid;grid-template-columns:38px 1fr;gap:13px;align-items:start}
.benefit-icon{width:36px;height:36px;border:1px solid #bcd4e2;border-radius:10px;display:grid;place-items:center;color:var(--navy);font-weight:900}
.benefit strong{display:block;margin-bottom:3px}
.benefit span{color:var(--muted);font-size:.92rem}

.news-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.news-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:0 10px 30px rgba(7,47,82,.07)}
.news-image{height:180px;background:linear-gradient(135deg,var(--navy),var(--blue));padding:23px;display:flex;align-items:flex-end;position:relative;overflow:hidden}
.news-image::after{content:"";width:160px;height:160px;border:28px solid rgba(255,255,255,.12);border-radius:50%;position:absolute;right:-45px;top:-50px}
.news-image span{color:#fff;text-transform:uppercase;font-size:.74rem;letter-spacing:.08em;font-weight:900;position:relative;z-index:1}
.news-body{padding:24px}.news-body p{color:var(--muted)}.news-link{font-weight:850;color:var(--blue);text-decoration:none}

.faq-section{background:var(--navy);color:#fff}
.faq-grid{display:grid;grid-template-columns:.7fr 1.3fr;gap:60px}
.faq-intro h2{color:#fff}.faq-intro p{color:#dbe8f1}.faq-intro{position:sticky;top:126px;align-self:start}
.faq-list{border-top:1px solid rgba(255,255,255,.33)}
.faq-item{border-bottom:1px solid rgba(255,255,255,.33)}
.faq-question{width:100%;display:flex;align-items:center;justify-content:space-between;gap:18px;padding:20px 0;border:0;background:none;color:#fff;text-align:left;font-weight:850;font-size:1rem;cursor:pointer}
.faq-answer{display:none;color:#dbe8f1;padding:0 0 21px;max-width:720px}
.faq-item.open .faq-answer{display:block}.faq-plus{font-size:1.45rem;font-weight:300}

.final-cta{padding:65px 0;background:#f1f8fc;text-align:center}
.final-cta p{max-width:700px;margin:0 auto 24px;color:var(--muted)}
.actions{display:flex;flex-wrap:wrap;justify-content:center;gap:12px}

.prefooter{background:var(--navy);color:#fff;padding:18px 0}
.prefooter-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.prefooter-item{display:flex;gap:10px;align-items:center;justify-content:center;font-size:.88rem;font-weight:750}
.prefooter-dot{width:28px;height:28px;border:1px solid rgba(255,255,255,.55);border-radius:50%;display:grid;place-items:center}
.site-footer{background:#fff;padding:40px 0 22px}
.footer-main{display:grid;grid-template-columns:1fr 1.2fr .8fr;gap:45px;align-items:center}
.footer-brand img{width:250px;max-height:105px;object-fit:contain}
.footer-links{display:flex;justify-content:center;flex-wrap:wrap;gap:13px 22px;font-size:.88rem}
.footer-links a{text-decoration:none;color:#43576a}
.footer-social{display:flex;justify-content:flex-end;gap:10px}
.social{width:42px;height:42px;border:1px solid var(--navy);border-radius:50%;display:grid;place-items:center;text-decoration:none;color:var(--navy);font-weight:900}
.footer-bottom{text-align:center;border-top:1px solid var(--line);margin-top:28px;padding-top:18px;color:var(--muted);font-size:.82rem}

.page-hero{padding:75px 0;background:var(--blue-soft);text-align:center}
.prose{max-width:860px;margin:auto}.prose h2{margin-top:38px}.prose p,.prose li{color:#40576b}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:25px}.contact-box{padding:30px;border:1px solid var(--line);border-radius:var(--radius)}
.notice{background:#fff7e8;border-left:4px solid var(--gold);padding:18px;border-radius:8px}

@media(max-width:1050px){
  .nav-wrap{grid-template-columns:220px 1fr auto}.logo img{width:210px}
  .site-nav{gap:15px;font-size:.84rem}
  .hero-grid{grid-template-columns:1fr 1fr}.hero-copy{padding-left:35px}.hero-photo{order:3;grid-column:1/-1;min-height:390px}.hero-panel-wrap{padding-right:35px}
  .service-layout{grid-template-columns:1fr 1fr}.service-photo{grid-column:1/-1;height:390px;order:3}
}
@media(max-width:860px){
  .nav-wrap{display:flex;justify-content:space-between;min-height:78px}.logo img{width:205px}
  .menu-toggle{display:block}.site-nav{display:none;position:absolute;top:78px;left:0;right:0;background:#fff;box-shadow:var(--shadow);padding:22px;flex-direction:column;align-items:flex-start}.site-nav.open{display:flex}
  .header-actions .nav-cta{display:none}
  .hero-grid{grid-template-columns:1fr}.hero-copy{padding:50px 24px}.hero-photo{order:2;grid-column:auto;min-height:360px}.hero-panel-wrap{order:3;padding:30px 22px 50px}.hero-panel{max-width:none}
  .trust-grid{grid-template-columns:1fr 1fr}.trust-item:nth-child(2){border-right:0}.trust-item{border-bottom:1px solid var(--line);padding:24px}.trust-item:nth-child(3),.trust-item:nth-child(4){border-bottom:0}
  .service-layout{grid-template-columns:1fr}.service-photo{grid-column:auto;order:2}.service-side:last-child{order:3}
  .news-grid{grid-template-columns:1fr 1fr}.faq-grid{grid-template-columns:1fr}.faq-intro{position:static}
  .footer-main{grid-template-columns:1fr;text-align:center}.footer-brand img{margin:auto}.footer-social{justify-content:center}
}
@media(max-width:600px){
  .container{width:min(var(--max),calc(100% - 26px))}
  h1{font-size:2.35rem}.hero-copy{padding:42px 18px}.hero-photo{min-height:310px}
  .trust-grid,.news-grid,.prefooter-grid,.contact-grid{grid-template-columns:1fr}.trust-item{border-right:0!important;border-bottom:1px solid var(--line)!important}.trust-item:last-child{border-bottom:0!important}
  .service-side{padding:34px 24px}.service-photo{min-height:300px}
  .section{padding:60px 0}.prefooter-item{justify-content:flex-start}
  .actions{flex-direction:column}.actions .btn{width:100%}
}